Zions Bank High Yield Accounts

Zions Bank has at least two Internet-only, high-yield bank accounts. One is the High Yield Checking account, the other is their Money Market account.

High Yield Checking Account
This account, at the time of writing, has three balance ranges. A balance of $2,500 - 19,999.99 pays 3.05% APY; $20,000 - $99,999.99 pays 3.77% APY; $100,000 and up pays 4.18% APY. The minimum opening deposit is $100, and there are a fair number of features: unlimited check-writing, free Check Card, ATM deposits and withdrawal (as well as online account access), overdraft protection (with credit approval), free Internet Bill Pay Service, free Internet Banking.

Teach Your Children Well... About Money and Savings

On a CNBC TV video segment tonight, they profiled about Paul Rodrigues. Senior and Junior. PR Sr is a comedian. PR Jr is a skateboarder who barely looks 16 or 17. Yet he has endorsement deals with Nike and others that bring him over a million per year - more than dad makes. While that's great for Paul Jr and other talented youngsters like him, it's not realistic for his young fans to think that this WILL happen to them, too. (But it's certainly good if they're motivated.)

Money is such a difficult topic for some couples to discuss, let alone an entire family, but it should be done. An episode of the comedy Reba tonight, in its own humorous way, talked about some of the conflicts that arise from not discussing money.